Fiona Lowrie

Senior Counsel

Fiona is a highly experienced financial services lawyer who advises banks, wealth managers and other regulated firms on a wide range of financial services regulatory, governance and commercial matters.

Fiona advises banks, wealth managers and other regulated firms on financial services regulation, governance and related commercial matters. Her work includes advising on FSMA, PRA and FCA requirements, consumer duty, customer documentation and the regulatory issues that arise across private banking and wealth management.

She has significant senior in‑house experience, at a leading UK private bank which she brings to bear in her advice. Fiona regularly advises boards and senior management on customer issues, potential disputes and enforcement considerations.

Fiona acts for clients seeking clear, practical guidance on how regulatory obligations apply to their business models. She has particular experience supporting firms through regulatory change, governance development and interactions with regulators and other stakeholders.

Her approach is calm, collaborative and focused on providing advice that is technically sound and commercially grounded. She works closely with clients to understand their objectives and risk appetite, ensuring that her guidance is aligned with their strategic priorities

Private Banks & Wealth Managers

Fiona advises clients across the private banking, wealth management and investment management sectors on the regulatory and governance issues that affect their businesses. Her work includes advising on FSMA, PRA and FCA requirements, consumer duty, financial promotions, regulated lending and the regulatory perimeter. She has particular experience in private banking, including customer documentation, operational processes and the handling of complex cross disciplinary matters. Fiona’s experience includes both private practice and senior in‑house roles, giving her a clear understanding of the regulatory landscape and the practical challenges faced by regulated firms.